Employee Benefit Plans

At Cerini & Associates, we understand the intricacies of employee benefit plans and the importance of maintaining compliance with ERISA and the DOL. We bring that knowledge and over 20 years of experience in auditing employee benefit plans. It’s important to partner with a firm that is up to date on regulatory changes and issues that impact employee benefit plans. We work with several types of employee benefit plans:

  • Defined contribution plans
    • 403(b)
    • 401(k)
    • 401(a)
    • Employer Stock Option Plans (ESOP)
    • Profit-Sharing Plans
  • Defined benefit plans

What Sets Cerini & Associates Apart:

Leadership in serving employee benefit plans — evident in our annual publication of the Pension Planner, seminars, and memberships. We KNOW employee benefit plans and will be able to identify potential improvements in the operations of your retirement plan based on new regulations and best practices that we see every day. Furthermore, we stay on top of changing regulations and trends. We immerse ourselves in your world so that we can truly be a resource to you.

Working partner team — a hands-on engagement partner that reviews ALL working papers involved with your employee benefit plan audit and can provide insight into unique situations impacting your retirement plan.

Innovative thinking — we don’t approach issues and situations the way most accountants do. As much as you are committed to maintaining a benefit for your employees, we are equally as committed to our clients, and their success. We are at the forefront of emerging trends in the benefits world, and we share this with our clients.

Experienced and knowledgeable staff — supported by our dedication to developing niche practices to better service our clients in key industries. Our staff assigned to work on your account have a focus on auditing employee benefit plans. This ensures they understand your retirement plan and its operations.

Commitment to quality service and value — C&A’s professionals receive firm mandated training in excess of CPA education requirements. In addition, members of our management team have experience in delivering training to other professionals on a variety of topics. We pride ourselves on our experience and our commitment to bring this experience to our clients supported by our many long-standing relationships.

Contact us today for more information about our services and how we can be of assistance to your company.



Tania Quigley, CPA


Taxable vs Non-Taxable Benefits

Taxable vs Non-Taxable Benefits

As it becomes harder to attract and retain talent and also to help deal with soaring inflation, many employers are looking for ways to provide employees with tax-free benefits in order to entice employees to join or stay and help mitigate the impact of the rising costs. However, both employers and employees need to be aware that even despite their best intentions, many benefits or incentives can be considered taxable income – which from the employer side would require both withholding and reporting and would be includable in income for employees.

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